Privacy Policy

1. Welcome to Trackova

TRACKOVA, powered by xpWallet Technologies Pvt. Ltd., is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, store, and protect the information you provide while using the TRACKOVA mobile application and related services.

2. Privacy-First Design

Trackova has been developed with a privacy-focused approach. The application operates entirely on your device and does not rely on cloud storage, remote databases, account registration, or data synchronization services. All information entered into the application remains under your control at all times.

3. Information Stored Within the Application

It allows users to record and manage personal financial information for their own use, which may include:

• Financial records and transactions
• Expense and income details
• All application data remains stored exclusively on the user's device.
• Notes and other user-entered data

All information entered into TRACKOVA is stored locally on your device only. The application does not transmit, upload, or store this information on company-owned servers or third-party servers.

4. Data Collection and Storage

It does not collect, record, store, transmit, process, or maintain user data on any external server.
Specifically, we do not:

• Collect personal information on company servers
• Store user data on third-party servers
• Transfer financial information outside your device
• Create online user accounts.
• Synchronize application data to cloud services

All application data remains stored exclusively on the user's device.

5. How Your Data Is Used

Any information entered into TRACKOVA is processed solely on your device to provide the application's intended functionality. We do not:

• Access your financial records
• Monitor your activity within the application
• Analyze user behavior through analytics platforms
• Use tracking technologies for profiling purposes
• Display personalized advertisements
• Share information with third parties for marketing purposes

6. Information We Do Not Collect

TRACKOVA does not collect, store, or process personal information such as email addresses, phone numbers, financial account credentials, location data, personal identification details, or device usage analytics. Any information entered into the application remains stored locally on your device.

7. Data Sharing and Disclosure

We do not sell, rent, disclose, distribute, or share user information with any third party. Because all application data is stored locally on the user’s device, there is no remote tracking database generated over your system assets.

8. Data Security

TRACKOVA is designed to minimize privacy risks by storing data locally on the user's device. While we take reasonable measures during application development to protect user privacy. Users are responsible for maintaining the security of their own devices, including:

• Creating an individual PIN for the application
• Keeping the application PIN secure and confidential
• Installing operating system security updates
• Maintaining appropriate device-level security settings
• PIN Security Notice
• For security and privacy reasons, We cannot view, retrieve, recover, reset, or provide access to your application PIN. If the PIN is forgotten, it cannot be recovered by the company.

9. Data Retention and Deletion

You retain full control over all information stored within TRACKOVA. You may permanently remove all application data at any time by:

• Clearing the application's data through your device settings
• Uninstalling the application from your device.

Since data is not stored on external servers, deleted information cannot be structurally recovered by any support team channel.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in legal requirements, regulatory obligations, or application functionality.
Any updates will be made available through the application, the application store listing, or other appropriate communication channels. Continued use of the application after any changes become effective constitutes acceptance of the updated Privacy Policy.

11. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us: